For More Flexibility: Crowd4Cash's Secondary Market

In our ongoing efforts to optimize our crowdlending platform, we are pleased to introduce to you the secondary market of Crowd4Cash. This expansion allows our investors to sell existing loan projects while providing other investors with the opportunity to acquire these loan projects. The secondary market enhances the flexibility of your portfolio, offering you the chance to adjust your investments at any time according to your individual needs.

 

How Does the Secondary Market Work?

In the first step, the investor selects the position of a loan project that they want to sell. Only active loan projects that are not in arrears can be sold on the secondary market. The investor can freely choose the selling price for their loan project and adjust it as needed based on the demand from other investors. The loan project is then published on the secondary market and is visible to any investor among the investment opportunities.

Potential buyers of the loan project have access to detailed information to make an informed purchasing decision. If an investor decides to buy a loan project on the secondary market, the selling investor is notified. Simultaneously, the seller receives a contract that needs to be signed by them, while the buyer receives an invoice.

The completion of the purchase on the secondary market occurs once the signed contract is uploaded, and the invoice for the loan project is settled. At this point, the buyer becomes the owner of the corresponding position, while the seller receives the agreed-upon payout for the sale.

At Crowd4Cash, we prioritize user-friendliness and efficiency. Thanks to the seamless integration of the secondary market into our system, the processing of purchases and sales happens automatically.

 

Your Benefits as an Investor

• Flexibility: The secondary market provides investors with the opportunity to craft their portfolio in a flexible and dynamic manner. With its user-friendly interface, investors can adjust their investments at any time to align with their personal preferences and market conditions. Whether it's a strategic shift or a short-term adjustment, the secondary market offers maximum flexibility for a customized investment portfolio.

   

• Liquidity: The need for short-term liquidity can arise at any moment. The secondary market allows investors to sell their investments prematurely, meeting any financial needs promptly. This flexibility in terms of liquidity ensures that investors can respond quickly to changing circumstances without having to wait for the maturity of their investments.

   

   

• Diversification: The secondary market opens doors to new loan projects that are already in progress and have proven to be reliable. Portfolio diversification is facilitated by the opportunity to invest in different projects. This not only creates broader risk dispersion but also allows participation in promising projects that align with individual investment goals.

 

The combination of these benefits makes the secondary market an essential tool for investors who value flexibility, liquidity, and diversification. Crowd4Cash provides a platform that empowers investors to tailor their financial strategies individually and actively manage their investments.

 

Automatic Process

The seamlessly integrated secondary market at Crowd4Cash streamlines the trading of loan projects among investors. With a simple click, the entire process from purchase to sale is automatically handled.

During a purchase transaction on the secondary market, the system automatically generates all necessary documents for a smooth completion. The seller receives a contract that requires their signature, while simultaneously, the buyer receives an invoice. This automatic document generation significantly simplifies the entire transaction process.

The actual settlement occurs once the buyer has paid the corresponding amount, and the seller has uploaded the signed contract. The buyer assumes the position in the loan project, and the seller receives the agreed-upon payout.

The secondary market at Crowd4Cash continues the user-friendliness of our platform for investors, enabling the buying and selling of loan projects with minimal administrative effort.

 

Conclusion

The introduction of the new secondary market on Crowd4Cash marks a significant step in the evolution of our crowdlending platform. This innovation expands the offerings for our investors, allowing them to shape their portfolios even more easily and flexibly according to their individual needs.

Through the seamless integration of the secondary market into our system, we ensure a smooth process for buying and selling. This adaptation not only ensures efficient transactions but also guarantees a high level of user-friendliness. We are clearly focused on providing our investors with an intuitive and easily understandable platform.

The benefits of the secondary market open up long-term opportunities for our investors to optimize their investment strategies. The flexibility offered by the buying and selling options allows investors to dynamically adjust their portfolios to changing market conditions.

Overall, the new secondary market on Crowd4Cash underscores our commitment to innovation and customer satisfaction. We are confident that this development will enrich the investment experience for our users and look forward to venturing into a promising financial future together.