FAQ's by Category

Every natural person that is at least 20 years and a maximum 60 years old.

CHF 1'000 to CHF 5'000. Only CHF 2'000 is possible for the first loan.

The service fee is deducted directly and once from the amount paid out, and the administration fee is already included in the monthly installment. If you pay on time, you do not have to pay any separate fees.

At least until the 28th of the month, maximum 3 installments (payable until the 28th of the month)

No, this is not possible due to the short term.

If you do not pay in installments in due time, you will be in default from the following day without a reminder. For the duration of the default, the borrower has to pay interest on the outstanding amount in the amount of the agreed effective annual interest. Crowd4Cash charges the defaulting borrower an effort dependent reminder fee for the activities caused by the delay (according to the Terms of Use)

A fee of 1.00% of the loan amount (min. CHF 60.00) is deducted from the loan amount upon disbursement. During the term of the loan, an administration fee of 0.70% of the outstanding loan amount is charged. This fee is already included in the installment.

After your complete registration (including provision of the necessary documents), it takes a maximum of 24 hours for personal loans until we have checked your application. As soon as we approve the application, your request for credit will be published on our platform with the desired features. After a successful bidding phase, you and the lenders will be provided with the contracts electronically for signing. As soon as we have confirmed the contracts with you and the investor and have received the investment from the investor, the money will be paid out to your personal bank account or postal account the following day.