About peer-to-peer (P2P) Lending
Fill in forms easily and quickly online
As an investor you can register at Crowd4Cash 100% online within 15 minutes, without filling in confusing forms by hand, followed by weeks of waiting. We enable you to bid as soon as possible! The questions asked in the form, cover regulatory requirements, like money laundering, consumer credit law, etc.
Upload documents
All required documents for the credit check can be uploaded easily to the Crowd4Cash platform. Just upload from your computer or as pictures from your smartphone. Then we will perform the solvency check and approve your documents.
The bidding can start
If you see your favorite credit project on our platform you may drop your bid. For projects with fixed rate you can keep bidding until the project is fully funded.
At the auction you may bid for a part or the entire credit project. The potential investor "receiving“ the credit project will usually be the one offering the lowest interest rate.
As soon as you have been underbid or the auction ended you will get an automatic message. You will be able to keep track on the progression of the funding of your favorable credit project at any point in time on the Crowd4Cash platform.
In order to reduce risks, we recommend that our borrowers select a credit default insurance. You can see whether credit default insurance is available under "Insurance" in the overview of the credit projects.
Processing of the funding / payment
After successful bid you can transfer the invested amount to our account and we will take care of the transaction to the borrower. As final step we ask you to confirm the loan contracts stored in your account on Crowd4Cash. At this point you can lean back and enjoy your monthly return.
Actual Credit Period
We also regulate the installment payments for you: We will inform you in detail on this topic and forward your monthly credit notes directly to you from the borrower. These consist of the credit amortization payment and the interest rates. And so that you do not lose overview, you will find in your personal area the current status of installment payments and the remaining credit balance.
