Our Private Loans

Avoid the complex creditworthiness checks and paperwork that comes with traditional lending through banks.

Interest Starting at 5.9%

Benefit from attractive loan conditions and save money in the long term.
Apply for a loan today, completely free of charge.

SME Loan   Mortgage

Get Private Loan

Long-term Loan

For the purchase of a car, the financing of a further education, rescheduling or other major purchases.

Wanted amount CHF 5'000.00
Duration 12 months
Loan protection insurance:
Interest rate: 4.60% to 7.00%
Monthly payment: 428.06 to 433.59

Short-term Loan

For short-term bridging or for smaller investments.

In order to best protect our investors against default, new customers can apply for up to CHF 2,000 on their first loan.

Wanted amount CHF 1'000.00

Duration 3 months

Interest rate:
4.60% to 7.00%
Monthly payment:
335.89 to 337.23

Major Benefits for Borrowers

Attractive Interest Rates

Peer-to-peer lending, also known as crowdlending, brings investors and borrowers together - without a bank in between. In contrast to conventional providers who benefit from the interest rate difference, Crowd4Cash is only financed through service/platform fees. This enables lower interest rates for you! For private individuals from just 5.9%.

Fast Loan Application

Simply apply for your loan online on our platform in just 15 minutes. You will be guided step by step through our application process. You will receive your loan decision within 24 hours.

Additional insurance

Get our optional additional insurance to protect yourself financially. Our optional insurance protects you, for example, against incapacity to work or unemployment.

Fees

Registration

Free

Risk Review

Free

Loan Support

Free

Fees

0.80% p.a. on the loan amount

Apply for credit – A simple process

In just 15 minutes, you can apply for a loan with Crowd4Cash. As a crowdlending platform, we offer you a loan without involving a traditional bank, with attractive interest rates. Our highly efficient and user-friendly registration process guides you through the steps with just a few clicks. From registration to the disbursement of your desired loan amount, everything is done 100% online. The loan application, credit assessment, and bidding process are all free of charge. A small platform fee is only levied upon successful completion of the financing.

After you've set your loan amount, term, and installment protection insurance, you'll be asked for basic information. This includes your name, date of birth, as well as details about your income and expenses. With this information, an initial automated affordability check can be carried out. The result will directly indicate whether you can finance the loan with the desired amount and term.

Next, you'll be requested to upload the following documents:

  • Copy of your ID/passport or residence permit
  • Your pay slips from the last three months
  • Health insurance policy
  • Rental agreement

These documents are necessary to verify your information. Please ensure that the uploaded documents are legible, correct, and complete to expedite the credit assessment process.

Once you've provided your information and uploaded the necessary documents, your loan will be individually reviewed by our experts. If additional documents are required, we will inform you promptly. As an individual, you will receive a final loan decision within 24 hours. If you have any questions during the loan application process, we are available to assist you at any time.