Apply for credit – A simple process
In just 15 minutes, you can apply for a loan with Crowd4Cash. As a crowdlending platform, we offer you a loan without involving a traditional bank, with attractive interest rates. Our highly efficient and user-friendly registration process guides you through the steps with just a few clicks. From registration to the disbursement of your desired loan amount, everything is done 100% online. The loan application, credit assessment, and bidding process are all free of charge. A small platform fee is only levied upon successful completion of the financing.
After you've set your loan amount, term, and installment protection insurance, you'll be asked for basic information. This includes your name, date of birth, as well as details about your income and expenses. With this information, an initial automated affordability check can be carried out. The result will directly indicate whether you can finance the loan with the desired amount and term.
Next, you'll be requested to upload the following documents:
- Copy of your ID/passport or residence permit
- Your pay slips from the last three months
- Health insurance policy
- Rental agreement
These documents are necessary to verify your information. Please ensure that the uploaded documents are legible, correct, and complete to expedite the credit assessment process.
Once you've provided your information and uploaded the necessary documents, your loan will be individually reviewed by our experts. If additional documents are required, we will inform you promptly. As an individual, you will receive a final loan decision within 24 hours. If you have any questions during the loan application process, we are available to assist you at any time.