Pos Loan
With Crowd4Cash Easy, we are revolutionizing how small and medium-sized businesses (SMEs) in Switzerland can offer installment payment solutions – a service known as "Loan as a Service." This unique product enables businesses to give their customers the convenience of paying for their purchases in installments, right at the Point of Sale (PoS).
Our fully digitized credit process allows customers to receive a credit decision within minutes – without the need for time-consuming paperwork. This means that businesses do not have to invest in their own expensive infrastructure to offer this service.
The introduction of installment payments not only opens up additional revenue opportunities for businesses, but also provides the chance for up-selling and increased sales. This improves the company's liquidity without the need for significant investments. Typically, the amounts involved are under CHF 5,000.-
To minimize the risk of defaults, we set slightly higher interest rates, which are still competitive. Our previous experiences show that default rates are comparable to conventional loans.
For investors, these projects offer an extremely attractive investment opportunity, especially for those seeking broad diversification. With Crowd4Cash Easy, you are not only part of an innovative financial solution, but you also contribute to shaping the future of the financial market in Switzerland.
Facilitate your customers' financing of their purchases and simultaneously boost your revenue – with Crowd4Cash Easy at the Point of Sale.
Find more information here.