Fees Table for Borrowers

Rules of collection of fees applicable at Crowd4Cash

Our Tariffs

Loan account Private loans Company loans
Loan application For free For free
Solvency check For free For free
Intrusion auction / fixed-rate auction For free For free
Supervision of your credit project For free For free
Whole life insurance (for private individuals only) For free For free
Loan fees Private loans Company loans
Early repayment for free, if KKG not applicable 2% of the outstanding amount 2% of the outstanding amount, min. CHF 500.00 within the first 6 months
Service fees borrower 0.80% p.a. / for durations under 12 months 1% of the loan amount (min. CHF 60.00) 0.80% p.a. / for durations below 12 months additionally 1% of the loan sum
Administration fee 0.60% of the outstanding amount (constantly included in the rate) 0.60% of the outstanding amount (constantly included in the rate)
Address inquiries CHF 50.00 CHF 50.00
Sending tax declaration by physical mail (available online for free) CHF 30.00 CHF 30.00
Final invoices CHF 100.00 CHF 100.00
Manual payment / repayment CHF 20.00 CHF 20.00
Repayment overpaid final payment CHF 40.00 CHF 40.00
Case-specific loan fees Private loans Company loans
Collection of financial figures by Crowd4Cash CHF 150.00
Warranty Statement CHF 80.00
Personal Guarantee CHF 150.00 CHF 150.00
Registration of retention of title 2% of the original loan amount, but at least CHF 250.00 2% of the original loan amount, but at least CHF 250.00
Exploitation of items from retention of title 8% of the original loan amount (but at least CHF 500.00) 8% of the original loan amount (but at least CHF 500.00)
Creation / assignment/ safekeeping of mortgage note CHF 250.00 CHF 500.00
Preparation of property appraisals CHF 750.00 CHF 900.00
Individual financing (flat rate) According to the arrangement
Late payment Private loans Company loans
Friendly reminder For free For free
1. Reminder CHF 25.00 CHF 25.00
2. Reminder CHF 50.00 CHF 50.00
3. Reminder CHF 80.00 CHF 80.00
TableCell_PostalCharges CHF 5.00 CHF 5.00
Fees if the borrower declines the credit, after the credit was fully financed by lenders CHF 300.00 (if KKG is not applicable) CHF 500.00
Interest on arrears Interest rate of the specific credit Interest rate of the specific credit
Payment default fees Private loans Company loans
Suspension / deferral of payment installments CHF 80.00 CHF 250.00
Reconstruction of the loan agreement CHF 200.00 CHF 500.00
Individual installment payment solution in the event of default CHF 150.00 per hour CHF 150.00 per hour
Effort for collection (e.g., telephone collection despite prior reminder, individualized calculations and invoices from delays) CHF 150.00 per hour CHF 150.00 per hour
Submission of a debt collection by Crowd Solutions AG (excluding external fees) CHF 140.00 per case CHF 140.00 per case
Resolving an unjustified legal proposal (excluding external fees) CHF 150.00 per hour CHF 150.00 per hour
Realization of collateral Flat rate 4% of the outstanding amount (at least CHF 1,500.00) - external costs are billed separately Flat rate 4% of the outstanding amount (at least CHF 1,500.00) - external costs are billed separately
Deletion of debt enforcement (after full payment) CHF 70.00 per case CHF 70.00 per case
Compensation for external debt collection services External collection costs External collection costs
Compensation for activities, e.g. for investigations into illegal behavior, deliberate misrepresentation, legal clarifications CHF 150.00 per hour CHF 150.00 per hour