FAQ's by Category

Instead of your customer paying you with credit card or installments, the customer takes out a small loan with Crowd4Cash. However, the loan is paid out to you as a merchant. The repayment of the loan is made by the customer.

The benefits of using Crowd4Cash-Easy are:
- attractive interest rates,
- crowdlending installment payments,
- a fast credit decision,
- a high degree of financial flexibility.

Here you find a selection of our partners.

Crowd4Cash-Easy charges a fee of 0.8% of the loan amount p.a. This can be paid either by the customer or by the dealer. So you can also use Crowd4Cash-Easy completely free of charge.

Yes. Even if the customer pays in installments, you will receive the full purchase price from Crowd4Cash. So you don't have to bear any risk.

To do this, fill out an online form together with your customer. This takes about 10 minutes. After completion of this procedure, you will be informed whether the customer is creditworthy and can therefore be accepted into Crowd4Cash-Easy. If the customer is creditworthy, he either signs the contract directly on the tablet, or you can print out the loan agreement in the store and have the customer sign it when the loan is applied for on the PC. You can upload the signed contract to your user profile and the purchase price will be paid to you a few days later.

Your customer determines in the online form in how many months he wants to pay his debt. After that, the customer always pays the same rate every month. After payment of the last installment, the loan is repaid. The always equally high rates are extremely pleasant for your customer, because they can be easily paid with a standing order.

No, we want to create a win-win situation and work without a minimum turnover. Every credit transaction helps them and us to achieve additional turnover.

No, we are bearing the risk. The only exception is preventable fraud where we are allowed to step back from the contract.