

Today we would like to highlight the findings of an interesting study by Blackrock, the world's largest asset manager. (2017 Investor Pulse Switzerland). To conduct the study, 181 interviews were conducted in Switzerland with private individuals who have average available financial assets of 1.6 million francs. Respondents own at least 500,000 francs as financial assets.
Concerns
Most respondents are worried about foreign currency volatility and geopolitical uncertainty in the economic arena. Brexit and the EU create insecurity in just over a third of respondents.
Investments
A majority of wealthy individuals in Switzerland are still invested in equities (over 80 percent). Funds, real estate or fixed income bonds are much less common. Despite the negative interest rate environment, the respondents believe that on average one third of their assets are held in cash.
Retirement
For wealthy Swiss, the financing of retirement as a long-term topic remains an important issue. In times of negative interest rates and decreasing amounts on the bank account alternative offers. If you want to increase your money, then cash offers only very limited potential. Anyone who has large amounts of cash will almost certainly miss out on better investment opportunities.
Alternative investments
There is some skepticism among investors about alternative investments. Often portfolios enriched with alternative investments may perform better in a long-term comparison than traditionally invested. This is also due to the fact that some of these investments are more independent of the traditional investment cycles of equities or bonds.
Crowdlending at Crowd4Cash allows you to achieve a stable return of 4-6% as a portfolio mix, even in the zero interest rate environment in Swiss francs. As independent Product class has a low correlation to other asset classes even in times of geopolitical uncertainty. In the long run, you will spend significantly more money than keeping the money in the savings account. Crowdlending as an easy-to-understand product is a real alternative to other asset classes. A real benefit for your portfolio!