FAQ's by Category

The benefits of using Crowd4Cash-Easy are:
- fair and attractive interest rates
- convenient crowdlending installment payments
- a fast credit decision
- a high degree of financial flexibility
- enables purchase without long savings periods

Instead of your customer paying you with credit card or installments, the customer takes out a small loan with Crowd4Cash. However, the loan is paid out to you as a merchant. The repayment of the loan is made by the customer.

Crowd4Cash-Easy charges a fee of 0.8% of the loan amount p.a. This can be paid either by the customer or by the dealer. So you can also use Crowd4Cash-Easy completely free of charge.

Here you find a selection of our partners.

Yes. Even if the customer pays in installments, you will receive the full purchase price from Crowd4Cash after the contract is concluded. So you don't have to bear any risk.

To do this, fill out an online form together with your customer. This takes about 10 minutes. After completion of this procedure, you will be informed whether the customer is creditworthy and can therefore be accepted into Crowd4Cash-Easy. If the customer is creditworthy, he either signs the contract directly on the tablet, or you can print out the loan agreement in the store and have the customer sign it when the loan is applied for on the PC. You can upload the signed contract to your user profile and the purchase price will be paid to you a few days later.

Your customer determines in the online form in how many months he wants to pay his debt. After that, the customer always pays the same rate every month. After payment of the last installment, the loan is repaid. The always equally high rates are extremely pleasant for your customer, because they can be easily paid with a standing order.

No, we want to create a win-win situation and work without a minimum turnover. Every credit transaction helps you and us to generate additional revenue.

No, we are bearing the risk. The only exception is preventable fraud where we are allowed to step back from the contract.

Together with the customer, you complete the online application for CrowdEasy financing. This only takes a few minutes. You'll receive immediate feedback on whether the application can be approved. Afterwards, you print the contract, have it signed by the customer, and upload it along with the other required documents. Within the next 24 hours, we will also manually review the application and contact you if any further documents are needed.

To apply for Crowd4Cash-Easy financing, you only need to:
- own a Swiss passport / a residence permit B or C with a minimum stay of 3 years,
- be employed on a permanent contract
- be between 18 and 65 years old

For the credit check, we at Crowd4Cash work together with our partner Crif, Switzerland's leading credit agency for the financial sector.

The reasons for a negative credit check are usually poor payment behaviour regarding other obligations, debt collection or other collection cases.

In such cases, we recommend that you contact the store directly to find a solution. You must continue to make your installment payments as normal. If you stop or delay payment, reminder fees and default interest will be charged.

In your Crowd4Cash account dashboard, you'll find a wealth of useful information throughout your loan term, such as how many installments are remaining and when the next one is due. To access it for the first time, simply log in with your email address and change your password by clicking on "Forgotten password."

Yes, you can repay your Crowd4Cash-Easy loan early at any time. To do so, select the appropriate option in your dashboard or contact us by email or phone. You can also easily pay multiple installments at once.